Financing & Leasing Solutions

AV Now understands that audio-visual products in the club are a high priority for member satisfaction. That’s why we’ve teamed up with Ascentium Capital and Shop Pay Installments to help you stay ahead of the competition. Combine AV Now Fitness Sound solutions with our convenient financing options to help grow your business.

Finance New or Used Equipment:

• Financing up to $2.0 million*

• Convenient terms up to 84 months

• Deferred payment options to match cash flow

• Potential tax savings

• Streamlined finance process

Plus: Avoid upfront costs. Our 100% financing program enables you to bundle soft costs such as installation, shipping, tax and other items.

Finance Nearly Anything for Your Business:

• Group Exercise Sound Systems

• Video Walls

• Displays, Projectors, and Screens

• Effect Lighting

• Background Music Systems

• Video Control Systems

• And More!

Our consultative approach can help you develop a cost-effective way to finance the AV technology and equipment you need. If you’re not purchasing now, ask about pre-approval.

Fast. Flexible. Financing.

Our consultative approach can help you develop a cost-effective way to finance the AV technology and equipment you need. If you’re not purchasing now, ask about pre-approval.

Application-only financing up to $250,000 & most credit decisions within minutes!

How can financing impact cash flow?

Financing can mean you avoid a large outlay of cash and allows you to acquire equipment through affordable monthly payments. Payments may be structured to match your cash flow. You may experience additional flexibility with $0 down and step or deferred payment options.

What can I finance?

Finance nearly anything for your business including new or used equipment, technology or 100% software. You may also bundle shipping, installation, tax, maintenance and other costs associated with your asset. This is referred to as 100% financing. Loans may fall short since traditional financing typically only funds the asset leaving you to come up with cash to cover the rest.

Why should I use Ascentium Capital’s financing versus a traditional loan?

A traditional loan may immediately reduce your available credit with a lending institution. Generally, you cannot finance soft costs with a traditional loan.

How can I make my finance payments?

Ascentium has flexible payment options including ACH, company check and online through Account Butler. Plus, you may pay via a credit card: American Express, Visa and MasterCard. When paying by credit card, processing fees may be applied.

What are my options if I want to pay the contract off early?

An early buyout may be figured if the account is in good standing and meets additional requirements. The payoff is calculated using a present value rate to discount future payments. No additional penalty or fees.

What impacts the rate?

Rates vary by term, transaction size, creditworthiness, market conditions and other factors.

What tax benefits may be available?

Non-tax leases such as $1 Buyouts, PUTs and EFAs are attractive to businesses that qualify and want to take advantage of Section 179, accelerated depreciation. Portions of your monthly payments may also be deductible. True leases, such as FMVs, may lower your taxable income since rent payments are typically deductible. Consult your tax advisor for details and the specific impact to your business since each company’s situation varies.

When is proof of insurance required?

If insurance is needed to be maintained during the contract term, you’ll receive an email and a letter outlining requirements. We also offer automatic insurance where the equipment is covered under Ascentium Capital’s insurance if you do not provide your own.

What happens to the equipment at the end of the contract?

You own the equipment at the end of the lease when the contract is paid in full on $1 Buyouts or PUT Leases. For property financed via an EFA or Installment Payment Agreement, you own the equipment and Ascentium will release its lien when the contract is paid in full. For true leases with a FMV purchase option, at the term expiration and provided you are not in default, you may purchase the equipment for its then fair market value or return the equipment in accordance with the return provision. For Rental Agreements, you rent the equipment and at the end of the term you may continue to rent or return the equipment.

*Financing and instant decisions subject to credit parameters. Please contact your tax advisor regarding tax incentives. Neither Ascentium Capital nor AV Now, LLC is the agent of the other. Ascentium not being the manufacturer, seller or distributor of the equipment, makes no representation or warranty on the equipment. Loans made or arranged pursuant to a California Financing Law license.

**Financing based on credit approval. Contact your tax advisor regarding potential tax incentives. Loans made or arranged pursuant to a California Financing Law license.